Workers turning to employers to find loans on the web
Sep 28, 2006
Employees are turning to their employers to look for cheap loans and financial services, according to a new survey from two financial companies.
British people bought into 44 million financial products through their employers in the last year, claiming that busier working lives have forced employees to seek their bosses assistance in finding financial services. Over a third of British workers said they have sourced a pension through their employers, while 19 per cent have looked for motor insurance. Employers have also helped out 19 per cent of people with both life insurance and home contents insurance.
The survey estimated that more than 162,000 financial products will be sourced through employers each day for the next year.
It is though that the financial services market for consumers is becoming increasingly over-crowded, with too many different products to choose from.
All this makes things very confusing for people and even if they select a product and make an application, there is no certainty that their applications will be accepted because banks are becoming more and more selective in who they lend to.
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