Frequently Asked Question
Do you offer loans for people with poor credit history ?
Absolutely !
We offer a wide range of secured loans for UK Homeowners with poor credit history - up to £250,000 for any reason.
Spread the cost of your secured homeowner loan - with up to 25 years to pay - and make the repayment easier to handle. Get on top of those existing debts and provide your family with the things you need now - at highly competitive interest rates.
Just complete our Secured Loan Application Form and we'll contact you with a competitive quote.
- No fees
The variable monthly repayment quoted is what you pay with no hidden administration costs. - Consolidate your debts
A debt consolidation loan is an easy way to pay off existing debts, so why struggle with lots of different payments when you can consolidate it all into one simple, affordable monthly repayment. - Flexible repayment periods
Borrow between £5,000 and £250,000 - and choose between 3 and 25 years to pay. - Optional payment protection
For extra peace of mind protect your payments against unemployment, accident and illness.
Poor credit history and getting a secured loan
- Credit checks
Before lenders consider lending you credit they will undertake a credit check. A credit check determines your credit history whether you have any CCJ's, defaults or outstanding credit card bills. - Credit scoring
This process is used by most lenders to determine what level of credit risk you are. They use a scoring system based on credit history; good or bad, length at current address, security, employment, income and answering these questions gives them a score or Credit Rating. Mainstream lenders only want high scores. However, there are specialist lenders who may be able to arrange a loan even if you have a poor credit history.
With Secured Loan UK .com, no matter whether you're Status or Non-Status, being a Homeowner means we aim to find you a competitive rate that matches your credit history.
All you have to do is complete our Secured Loan Application Form and let us give you a FREE and under NO obligation quote.
