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What is a Secured Loan ?

UK Secured Loans

A 'secured loan' is a loan for homeowners who can release spare equity from the value of their property. Securing your loan against the property (same as a mortgage) means you can get a better interest rate on your borrowing and you don't necessarily have to use your loan on home improvements.

Here are just a few typical uses for a secured loan:

  • Home Improvements
    Because moving home has become so expensive it's often cheaper to stay where you are and extend, especially with a cheap secured loan. Whether you want an extension, a conservatory, a new fitted kitchen, a loft conversion, a landscaped garden or double glazing with new fascia - a homeowner secured loan can be used for all these types of home improvements.
  • Debt Consolidation
    Why struggle with lots of small, high interest loans when you can pay them all off in one go AND you could find yourself with more money in your pocket every month? With a secured loan, you can pay off all your outstanding debts like credit and store cards, car loans, hire purchase loans - leaving you with just one convenient, affordable payment each month.
  • Vehicle Purchase
    Want that new car, holiday with your own caravan or freedom of a motorbike. You can have that sports car or boat, new luxury motorhome or 1000cc Superbike.
  • Dream Holidays
    Take that 'once-in-a-lifetime' holiday you've always dreamed of. Treat the kids to Disney World, visit family in Australia or travel around the world. With a small secured homeowner loan you can do any of these and more!
  • Weddings or Funerals
    It's hard to save up for some things, especially something unexpected like a funeral. Whether you want to pay for a Wedding or need funds to help pay for an unexpected funeral then a cheap secured homeowner loan makes it more affordable.

With Secured Loan UK .com, no matter whether you're Status or Non Status, being a Homeowner means we can get you a competitive rate that matches your credit history.

All you have to do is complete our Secured Loan Application Form and let us give you a FREE and NO obligation quote.

LATEST NEWS & ARTICLES

Our News and Articles provide an in-depth look at secured loans and the everyday use of finance:

Previous News Stories:
December 2006
November 2006
October 2006
Septmber 2006
August 2006


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© 2006 Secured Loan UK. All Rights Reserved.

OUR TYPICAL, VARIABLE RATE IS 10.9% APR. RATES RANGE FROM 7.7% to 18.3% APR
The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

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