Frequently Asked Question
Will I be eligible for your best home loan rate?
Loan rates are always dependent on personal circumstances, but at Secured Loan UK we endeavour to find all our customers a low rate deal.
Want that new sports car, boat, luxury caravan or 1000cc superbike? With a one of our low rate secured loans you can make that dream a reality.
Just complete our Loan Application Form and we'll contact you with a competitive, low rate quote.
We offer a wide range of low rate secured loans for UK Homeowners - up to £250,000 for any reason.
- Flexible repayment periods
Borrow between £5,000 and £250,000 - and choose between 3 and 25 years to pay. - Consolidate your debt
A consolidation loan is an easy way to pay off existing debts, so why struggle with lots of different payments when you can consolidate it all into one simple, affordable monthly repayment. - Optional payment protection
For extra peace of mind protect your payments against unemployment, accident and illness.
Getting a low rate secured loan
- Credit checks
Before lenders consider lending you money they will undertake a credit check. A credit check determines your credit history whether you have any CCJ's, defaults or outstanding credit card bills. - Credit scoring
This process is used by most lenders to determine what level of credit risk you are. They use a scoring system based on credit history; good or bad, length at current address, security, employment, income and answering these questions gives them a score or Credit Rating. Mainstream lenders only want high scores. However, there are specialist lenders who may be able to arrange a loan even if you have a poor credit rating.
With Secured Loan UK .com, no matter whether you're Status or Non-Status, being a Homeowner means we aim to find you a competitive rate that matches your credit history.
All you have to do is complete our Loan Application Form and let us give you a FREE and under NO obligation quote.
